FACTS

WHAT DOES Unowe LLC DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your financial information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect you personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social security number and income
• Account balances, account transactions and payment history
• Credit history and credit scores

When you are no longer our customer, we continue to share your information as describes in this notice.

How?

All financial companies need to share customers’ personal information to run their every day business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Unowe LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Unowe LLC share?

Can you limit this sharing?

For our every day business purposes –

such as to process your transactions, maintain your

account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Information about your transactions and experiences

Yes

No

For our affiliates’ every day business purposes -

Information about your creditworthness

Yes

No

For nonaffiliates to market to you

Yes

No

To limit our sharing

Call 1-866-824-5203 contact us at any time to limit our sharing.

To limit direct marketing

To limit our direct marketing to you by mail or telephone, call 1-866-824-5203

Questions?

Call 1-866-824-5203

What we do

How does protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.

These measures include computer safeguards and secured files and buildings.

How does Unowe LLC collect my personal information?

We collect your personal information, for example, when you:

• Apply for a credit sale
• Give us your income information;
• Provide employment information
• Give us your contact information
• Pay us by check

We also collect your personal information from others, such as credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ every day business purposes – information about your credit worthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinacial companies.

• Unowe LLC has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinacial companies.

• Unowe LLC does share

information with nonaffiliates so they can market to via Third-Party Service Providers: We employ other companies and individuals to perform functions on our behalf. Examples include fulfilling orders, delivering packages, sending postal mail and e-mail, removing repetitive information from customer lists, analyzing data, providing marketing assistance, providing search results and links (including paid listings and links), processing credit card payments, and providing customer service. They have access to personal information needed to perform their functions, but may not use it for other purposes.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you

• Unowe LLC does jointly market via Third-Party Service Providers: We employ other companies and individuals to perform functions on our behalf. Examples include fulfilling orders, delivering packages, sending postal mail and e- mail, removing repetitive information from customer lists, analyzing data, providing marketing assistance, providing search results and links (including paid listings and links), processing credit card payments, and providing customer service. They have access to personal information needed to perform their functions, but may not use it for other purposes.

Other important information

We will notify you if any of the information in this Notice changes